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We offer competitive rates, easy
application processes and the advice of our knowledgeable staff.
Why borrow with NESC Federal Credit Union? As a member-owned, not-for-profit
institution, we focus on member service, not the bottom line. That
allows us to typically offer lower rates and fees than the competition.
Contact us to learn more or
to apply.
Mortgages
Home Equity Financing
Home Improvement Loans
Vehicle Loans
Other Personal Loans
Overdraft Line of Credit
Loan Repayment Options
Contact us to discuss your mortgage options.
Your home may be your single biggest investment. Make it work harder
for you with a Home Equity Loan or Home Equity Line of Credit from
NESC Federal Credit Union.
A Home Equity Loan or Line of Credit is a smart way to finance
home improvements, manage tuition bills, and consolidate household
bills and other personal debt. Chances are you're paying much higher
interest on personal loans and credit cards -- and missing the potential
tax benefits and other advantages of home equity financing.
Which loan is right for you? Compare the features of a Home Equity
Loan and a Home Equity Line of Credit:
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- Fixed monthly payments -
Pay a predictable monthly amount.
- Fixed terms - The interest
rate and term remain the same for the life of the
loan. Check loan rates
and terms.
- One lump sum advance -
Appropriate for managing large expenses when the amount
needed is known in advance.
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- Flexible repayment - Pay
the minimum amount due or the entire balance.
- Flexible terms – Rates
are variable based on the prime rate. Check
loan rates and terms.
- Borrow only what you need -
Write yourself a loan with convenient checks to access
your line of credit whenever you need it.
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Make NESC Federal Credit Union your first stop for your Vehicle
Loan. Before you take that dealer financing, check our loan
rates and benefits.
- Check new and used car prices with the Kelly
Blue Book.
- Protect yourself if your car is damaged or stolen with GAP coverage.
- In addition to autos, we finance motorcycles; boats, trailers
and recreational vehicles, and snowmobiles.
NESC Federal Credit Union offers both secured and unsecured Personal
Loans for any good reason to qualified borrowers.
An Overdraft Line of Credit can protect you from the hassle and
expense of a bounced check. The limit is $500 without Visa Check
Card; $1,000 with Visa Check Card.
We offer several options for making loan payments:
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