***APY - Annual Percentage Yield. Assumes that all funds, including dividends, remain on deposit for 365 days. 
**Penalty for early withdrawal.  All rates are subject to change without notice.  Fees may reduce earnings on an account. 
*Maintain this minimum average daily balance to earn disclosed annual percentage yield. 


Rates Effective 04/01/14
Share Account Rates
Share TypeMinimum Deposit*Dividend RateAnnual Percentage Yield (APY)***
Regular Shares$250.10%0.10%
Club Accounts$250.10%0.10%
Easy CheckingN/A0.00%0.00%
Classic Checking$2000.10%0.10%
Money Market Account
$2,5000.25%0.25%
 
 
Share Certificate Rates**
Share Type/Term
Minimum Deposit*Dividend RateAnnual Percentage Yield (APY)***
6 Months
$500
0.25%0.25%
12 Months
$500
0.50%0.50%
18 Months
$500
0.50%0.75%
24 Months$500
0.75%0.75%
30 Months
$5000.75%0.75%
36 Months
$5000.75%0.75%
48 Months
$5000.75%0.75%
60 Months
$5000.75% 0.75%
 

Traditional and ROTH IRA Share Certificate Rates**
IRA Certificate TermMinimum Deposit*Dividend RateAnnual Percentage Yield (APY)***
12 Months$500
0.50%0.50%
24 Months$500
0.75%0.75%
36 Months$500
0.75%0.75%
48 Months$5000.75%0.75%
60 Months$500
0.75%0.75%
 

FDIC
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