• Auto Loans

    With rates as low as 1.99% APR*
    your new car payment may  be
    lower than you think! Our loans
    can now be closed electronically!
    *APR = Annual Percentage Rate. APR based on term and credit worthiness.
    Rates subject to change without notice. Property insurance required
    on all vehicle loans. VSI Fee of $54 is added to each vehicle loan. 
    An NESC membership is required. 

  • A

    Credit Builder


    Our credit builder loan helps you
    build credit history while also
    building up your savings account. 

    Contact us at 978-688-8800 for
    more information or to apply. 

Refer a friend 

Refer a friend, family or coworker to join the NESC family and you could both receive $50.


Deposit Checks From Anywhere

Sign the back of the check and snap photos of both sides - it's as easy as that!


Find A Sur-Charge Free ATM

NESC is part of the SUM network. Use a SUM network ATM to save money!


Rates as low as :

1.99% APR* up to 60 months

2.49% APR* up to 72 months

2.99% APR* up to 84 months