NESC Federal Credit Union

Big News 🎉

Celebrating 67 Years of Service!
 
We are happy to welcome more neighbors in communities across MA & NH! Read the full press release.
 
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Unlock the Equity in Your Home

Your home is more than just a roof over your head – it's a valuable asset that can be used to achieve your financial goals.

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Auto Loans!

Low rates, flexible terms and friendly service - follow your nose to a great auto loan today!

Check out our Auto Loan Rates!

Welcome to NESC Credit Union

Your local, trusted partner offering friendly, exceptional service. Small enough to know you, big enough to serve you.

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Why Choose NESC

We're not a bank—we're a credit union, dedicated to putting our members first.

Discover the NESC Difference

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Become a Member

Your path to smarter banking, great service, and a strong community.

Join Today!

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Apply for a Loan

Great member only rates, flexible repayment terms, and personal service.

Apply for a Loan!

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Online & Mobile Banking

Access your accounts 24 hours a day, 7 days a week.

Explore Digital Banking

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Member Learning Center

Empower your financial and security knowledge!

Explore Learning Center

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Frequently Asked Questions

Burning questions? We have the answers.

Read FAQs

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Ready for a new ride?

Whether it’s your first car, an upgrade, or a reliable family vehicle, we are here to help make it happen.

Our Featured Rates.

Check out our competitive rates for loans and savings—designed to help you make the most of your money.

View all rates and details here

Certificate Accounts
 
rates as high as
 
4.08%
Annual Percentage Yield
Christmas
Club
 
rates as high as
 
5.116%
Annual Percentage Yield
10 Year Home Equity
 
as low as
 
6.99% APR
 
 
Auto
Loans
 
as low as
 
5.49% APR
 
 
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Enjoy a low fixed rate and rewards

Get an unbeatable fixed rate and the security of a Visa® credit card.

Explore Credit Cards

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Our community is our foundation

NESC cares about making a positive impact where we live and work.

Our Community Outreach

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Build your credit, build your future

A Credit Builder Loan is a smart step toward a stronger financial future.

Take the First Step Today!