NESC Federal Credit Union
A New Way to Pay!
Making your NESC loan payment just got easier! With MessagePay, you can make a secure payment using your debit card or bank account—right from your phone or computer.
Fast. Simple. Secure.
5.99% HELOC
Start Saving Today!
A fixed 5.99% APR* for 24 months. Variable APR thereafter. Consolidate, refinance, or tackle home projects — all while lowering your rate!
Learn more and apply
A fixed 5.99% APR* for 24 months. Variable APR thereafter. Consolidate, refinance, or tackle home projects — all while lowering your rate!
Learn more and apply
Welcome to NESC Credit Union
Your local credit union serving the Merrimack Valley and Southern New Hampshire with honest banking, personal service, and real community connection. At NESC Credit Union, we’re proud to know your name, support your goals, and help you bank smarter—online, on the go, or in person.
Apply for a Loan
Great member only rates, flexible repayment terms, and personal service.
Learning Made Easy
Check out our video learning center to help you save, borrow, and be safe.
Our Featured Rates.
Check out our competitive rates for loans and savings—designed to help you make the most of your money.
Certificate Accounts
rates as high as
3.30%
Annual Percentage Yield
Christmas
Club
rates as high as
Annual Percentage Yield
Home Equity Line of Credit
Rate fixed for 24 months as low as
5.99%
Annual Percentage Rate
Auto
Loans
as low as
4.99%
Annual Percentage Rate
Enjoy a low fixed rate and rewards
Get an unbeatable fixed rate and the security of a Visa® credit card.
Our community is our foundation
NESC cares about making a positive impact where we live and work.
Build your credit, build your future
A Credit Builder Loan is a smart step toward a stronger financial future.