Promotional Programs

NESC can help you payoff your debt with out 0% Visa program. Get 0% APR* for 12 months on any balance transfers or cash advances!

In order to take advantage of this offer, you must complete an NESC advance form. There are 2 ways to do this:

Contact NESC by phone at 978-688-8800 and we can email you a form which you can sign electronically.
Come into one of our branch offices and complete the form in person

*APR = Annual Percentage Rate. A 4% balance transfer processing fee applies to each balance transfer or cash advance between January 2, 2023 and March 31, 2023.0% APR is good for 12 months after which your remaining balance will convert to your rate of 9.9% (Platinum) or 12.50% (Classic), Do not transfer disputed purchases or you may lose your dispute rights. Transferring balances does not automatically close the account

You can get referral forms in any office or calling us at 978-688-8800.

Promotion Rules / Guidelines

Open a checking account and have direct deposits totaling at least $200 within the first 60 days to it.
Have at least 6 Debit Card transactions
New checking accounts must remain open and in good standing for 60 days.
New members who are “self-referred” can receive the $100 bonus without being referred.
Each account will be reviewed for bonus after 60 days using month end information. If the new member qualifies, that person get a $100 dividend which is subject to IRS 1099 reporting, to be paid out by the 10th of the following month.
NESC may modify or discontinue this offer without notice.

You can get referral forms in any office, calling us at 978-688-8800 or you can (PRINT YOUR OWN)

Promotion Rules / Guidelines

Open a main share with a $25 deposit & checking account and have direct deposits totaling at least $200 within the first 60 days.
Have at least 6 Debit Card transactions
New accounts must remain open and in good standing for 60 days.
New members cannot have been a member or had direct deposit to NESC within the last three (3) years.
There is no limit to the number of referrals current members can make.
Due to privacy, we cannot disclose information on who has opened an account. If you refer a friend, family member or co-worker it will be up to that person to let you know if they have opened an account.
Each new account will be reviewed for bonus after 60 days using month end information. If the new member qualifies, that person and the referring member will each get a $50 dividend which is subject to IRS 1099 reporting, to be paid out by the 10th of the following month.
NESC may modify or discontinue this offer without notice.