Promotional Programs

Visa 0% Balance Transfer & Cash Advance Promotion

NESC can help you payoff your debt with out 0% Visa program. Get 0% APR* for 12 months on any balance transfers or cash advances!

In order to take advantage of this offer, you must complete an NESC advance form. There are 2 ways to do this:

  • Contact NESC by phone at 978-688-8800 and we can email you a form which you can sign electronically.
  • Come into one of our branch offices and complete the form in person
  • *APR = Annual Percentage Rate. A 4% balance transfer processing fee applies to each balance transfer or cash advance between January 2, 2023 and March 31, 2023.0% APR is good for 12 months after which your remaining balance will convert to your rate of 9.9% (Platinum) or 12.50% (Classic), Do not transfer disputed purchases or you may lose your dispute rights. Transferring balances does not automatically close the account


Refer Yourself Promotion - $100 for you

You can get referral forms in any office or calling us at 978-688-8800.

Promotion Rules / Guidelines

  • Open a checking account and have direct deposits totaling at least $200 within the first 60 days to it.
  • Have at least 6 Debit Card transactions
  • New checking accounts must remain open and in good standing for 60 days.
  • New members who are “self-referred” can receive the $100 bonus without being referred.
  • Each account will be reviewed for bonus after 60 days using month end information. If the new member qualifies, that person get a $100 dividend which is subject to IRS 1099 reporting, to be paid out by the 10th of the following month.
  • NESC may modify or discontinue this offer without notice.


( SEE RATE PAGE FOR ANNUAL PERCENTAGE YIELD ON NEW ACCOUNTS )


Refer A Friend Promotion - $50 for you and $50 for them

You can get referral forms in any office, calling us at 978-688-8800 or you can (PRINT YOUR OWN)

Promotion Rules / Guidelines

  • Open a main share with a $25 deposit & checking account and have direct deposits totaling at least $200 within the first 60 days.
  • Have at least 6 Debit Card transactions
  • New accounts must remain open and in good standing for 60 days.
  • New members cannot have been a member or had direct deposit to NESC within the last three (3) years.
  • There is no limit to the number of referrals current members can make.
  • Due to privacy, we cannot disclose information on who has opened an account. If you refer a friend, family member or co-worker it will be up to that person to let you know if they have opened an account.
  • Each new account will be reviewed for bonus after 60 days using month end information. If the new member qualifies, that person and the referring member will each get a $50 dividend which is subject to IRS 1099 reporting, to be paid out by the 10th of the following month.
  • NESC may modify or discontinue this offer without notice.

( SEE RATE PAGE FOR ANNUAL PERCENTAGE YIELD ON NEW ACCOUNTS )