Savings Rates



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Share Account Rates as of February 1, 2018
Share Type Minimum Deposit* Dividend Rate Annual Percentage Yield (APY)***
Share Savings $25 0.10% 0.10%
Christmas Club  $25 0.50% 0.50%
Easy Checking N/A 0.00% 0.00%
Classic Checking $200 0.10% 0.10%
Money Market Account $2,500 0.25% 0.25%
Rate may change after the account is opened and is subject to change. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts.

Share Certificate & IRA Certificate Rates** as of February 1, 2018
Share Type Minimum Deposit* Dividend Rate Annual Percentage Yield (APY)***
6 Months $500 .25% .25%
12 Months $500 .50% .50%
13 MONTH SPECIAL (not available on IRA Certificates)

18 Months
$500

 $500 		1.00%
 
.75% 		1.00%

 .75%
24 Months

25 MONTH SPECIAL (not available on IRA Certificates)
 $500

$500 		1.00%
 
1.50% 		1.00%
 
1.51%
30 Months
$500 1.10% 1.11%
36 Months
$500 1.25% 1.26%
48 Months
$500 1.50% 1.51%
60 Months
$500 1.75% 1.76%

***APY - Annual Percentage Yield. Assumes that all funds, including dividends, remain on deposit for 365 days.

**Penalty for early withdrawal. All rates are subject to change without notice. Fees may reduce earnings on an account. Minimum balance $500.00.

*Maintain this minimum average daily balance to earn disclosed annual percentage yield.