When you need to borrow money for any reason, come to NESC – we love to lend! We offer a wide variety of loans to help with your individual needs.Whether you are looking to buy a new car, take a much needed vacation, or update your kitchen appliances, we have great member only rates and flexible repayment terms that are sure to meet your needs.

Vehicle Loans

We know that buying a new or used car can be stressful. Let NESC help.We can help estimate the value of your trade-in, review different repayment terms, and pre-qualify you to make your experience at the dealership that much easier. In addition to autos, we also finance motorcycles and recreational campers.

Personal Loans

We offer unsecured Personal Loans for a variety of reasons. Think of NESC when you are looking to finance that vacation or consolidate some bills.

Share Secured Loans

Our Share Secured Loan is a great way to have your money on deposit work for you and help build your credit rating.

Credit Builder Loans

The Credit Builder Loan is specifically designed to help you build or rebuild your credit history as you build up to $2,500 in savings.

Overdraft Line of Credit

An Overdraft Line of Credit, of up to $1,000, linked to your checking account, can protect you from the hassle, expense, and embarrassment of bouncing a check.

Home Equity Loans and Lines of Credit (HELOC)

If you are looking to put the equity in your home to work for you, look no further than an Equity Loan or Line with NESC. A Home Equity Loan or Line of Credit is a smart way to finance home improvements, manage tuition bills, and consolidate household bills and other personal debt. Chances are you're paying much higher interest on personal loans and credit cards -- and missing the potential tax benefits and other advantages of home equity financing.

Our fixed rate Home Equity Loan offers a fixed term and repayment amount. Our Equity Line offers a variable rate and the convenience of simply writing a check for the amount you need to borrow.

HELOC vs Home Equity Comparison Chart 

We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.