Lawrence mill along the Merrimack River

Why Choose NESC

Banking for People, Not Profits

Friendly service, fair rates, and checking & savings built around you.
 

Everyday Banking, Credit Union Style

Banking should make life easier — not more complicated.

At NESC, you get the essential products you need, straightforward service you can trust, and real people ready to help — all without the hassle and fees of big banks.
 
Checking — Savings — Loans — Online/Mobile
 

Why People Choose NESC

With so many banking options, people choose NESC for:
 
  • Lower Rates & Higher Savings
  • Fewer Fees & More Flexibility
  • Local People Who Care
  • Fully Insured Deposits
  • Support that Grows with Your Goals

Member Impact

  • 65+ years of serving local members
  • 100% of deposits insured and protected
  • Thousands of members supported across the region
  • Hundreds of hours dedicated to community programs each year

Community Comes First

We live here. We work here. We give back here.
When you join NESC Credit Union, you’re not just opening an account —
 
  • you’re strengthening the community you call home.
  • Your money stays local — supporting families and small businesses.
  • We partner with organizations that make a difference.
  • We show up — at events, fundraisers, and community celebrations.
Because the Merrimack Valley deserves a financial partner that cares as much as you do.
 

Our Roots Run Deep

Founded in 1958 right here in the Merrimack Valley, NESC Credit Union was built on the values of community, connection, and service.

What began as a cooperative to help federal workers access fair financial services has grown into a trusted local partner for individuals and families across our region.

Today, we remain committed to empowering our members with the tools, support, and personal service they need to achieve financial confidence and build a secure future.
 
 






















Join Us Today and Enjoy the Benefits You Deserve!

Become a member and experience great products, personalized service, and a community that’s here to help you thrive!
 
Join Online or visit one of our branch locations today and start your journey with a credit union that puts you first.