Lawrence mill along the Merrimack River

Why Choose NESC

Rooted in Community, Focused on You

Explore the story, mission, and values that make NESC Credit Union more than just a financial institution. From our rich history and commitment to diversity to exclusive member benefits, see how we stand apart as your trusted partner for growth and community connection.
Lawrence Clock Tower

Our Story: From IRS Employees to Merrimack Valley’s Trusted Partner

Founded in 1958 to serve the employees of the IRS in Lawrence and Andover, Massachusetts, NESC Credit Union was built on the values of community, connection, and commitment. IRS workers formed this cooperative to ensure access to financial services and uphold a tradition of service.

Today, we proudly support a diverse Merrimack Valley community, providing individuals with the tools and resources they need most to build a secure future.

Diverse group of happy people

Everyday Banking, Credit Union Style

As a local credit union, we focus on what sets us apart: providing the essential products and service that individuals need most, without the unnecessary complexity of larger institutions. We are proud of ensuring everyone has access to the financial resources they deserve.
Neighborhood with houses and trees

Our Core Values Depict What We Stand For!

Neighbors: We are committed to helping members with local support from trusted experts and familiar faces.
 
Engagement: we actively connect with our members, community, and employees to build relationships and embrace diversity.
 
Service: We enhance members' experiences by understanding their needs and providing the right solutions.

Collaboration: We cultivate a supportive workplace where employees embrace teamwork to achieve shared success.
Hands in friendship/community

Our Promise to You

At NESC Credit Union, our mission is simple: we are a trusted neighbor, engaged in serving and supporting our community. We believe in building strong, lasting relationships with our members, and we are committed to providing the financial services and support that help them thrive.
 
Our brand promise reflects this commitment—we are committed to providing the personal service you deserve. As a member-focused institution, we take the time to understand your unique needs and deliver solutions that put you first.
 
 






















Join Us Today and Enjoy the Benefits You Deserve!

Become a member and experience great products, personalized service, and a community that’s here to help you thrive!
 
Visit one of our branch locations today and start your journey with a credit union that puts you first.