Featured Products and Services
Each month, discover our latest credit union promotions, featuring a loan, deposit, and service designed to make your banking easier and more rewarding.
0% Visa Balance Transfer
This month's featured loan product is our annual 0% Visa Balance Transfer promotion. Start the year saving money with this special offer!
Features:
- Rate of 0.00% APR* for 12 months
- Available of balances transferred between January 1, 2026 through March 31, 2026.
- Low 4% balance transfer fee.
Already Have a Card?
- Start your balance transfer online by logging into your Online Banking and clicking on your NESC credit card.
- You may also see a Member Service Representative to do the balance transfer in person.
Need a card or credit card limit increase?
Apply online or visit a branch today to apply in person.
*APR = Annual Percentage Rate
Savings with you in mind — That’s the NESC Way.
Spring Savings Starts Here
This month's featured savings product is our Home Equity Line of Credit (HELOC).
Start saving today with a fixed introductory rate of 4.99% APR* for the first 24 months of the draw period with no lender closing costs: variable rate thereafter as low as 6.50% APR*
Consolidate high-rate credit cards, refinance higher rate debt, fund renovations, or cover major expenses — and start saving today.
*APR = Annual Percentage Rate. 4.99% introductory APR fixed for the first 24 months of the draw period. After promotional period, rate converts to variable APR equal to Wall Street Journal Prime Rate minus 0.25%. Rate may vary. Floor rate 1.00%. Maximum APR 18%. Rates based on creditworthiness. No lender closing costs. Owner-occupied 1–4 family properties only. Property insurance required. Membership eligibility required.
Your Future Self Will Thank You
Tap. Pay. Done
Your Contactless Card is Here!
Paying just got easier! NESC debit and credit cards now include contactless tap-to-pay technology—fast, simple, and secure!
How to Get Yours
- Expiring Cards: Your next replacement will automatically
be contactless. - Debit Cards: Want one now? Stop by any branch and we’ll
print one instantly. - Credit Cards: Ready for an upgrade? Give us a call and we’ll
order your new card.
Safety by Design
Each tap uses a unique, encrypted code—meaning your card number stays private and protected. It’s security you can trust, built right in.
Made for Our Members
We’re always working to bring you the latest, safest, and most convenient ways to bank. Contactless cards are just one more way we’re making your day a little easier.
NESC + You + Peace of Mind - That’s the NESC Way.
FAQs About NESC Credit Union Promotions
What types of promotions does NESC Credit Union offer?
We offer promotions on loans, deposits, and seasonal specials.
Who can take advantage of NESC promotions?
Current and new NESC Credit Union members in Massachusetts and Southern New Hampshire.
How can I stay updated on the latest offers?
Visit this Promotions page often, follow us on social media, or subscribe to our email updates.
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