Credit Union News

Updates and Insights

Stay informed with the latest newsletters, annual reports, and important announcements from NESC. Here, you'll find updates that keep you connected to our community and our continued efforts to serve you better.
When it comes to banking, bigger isn’t always better. Credit unions like NESC Credit Union offer the same modern conveniences as big banks — plus something they often can’t: personal service, local decision-making, and genuine care for members.
 
What Makes Credit Unions Different
Credit unions are not-for-profit financial cooperatives, which means earnings are returned to members in the form of better rates, lower fees, and community investment — not paid out to shareholders.
 
  • At NESC, that difference shows up in every interaction:
  • Better loan and deposit rates that help your money go further.
  • Lower fees and fewer surprises.
  • Real people ready to answer your call or greet you at the branch.
  • Local decisions made by a team that understands our community.
Extra Perks of Membership
Being part of NESC means being part of a community that celebrates its members. Throughout the year, we host member-only promotions, seasonal giveaways, and special appreciation days to say thank you for choosing NESC.
 
From holiday raffles and back-to-school events to local sponsorships and community drives, membership comes with moments that make you feel connected and appreciated.
 
Who Benefits Most from Joining a Credit Union
Credit unions are ideal for people who want a more personal, community-focused approach to their finances. NESC might be the perfect fit if you:
 
  • Prefer friendly, local service instead of call centers and long waits.
  • Value better loan rates, lower fees, and honest advice over sales pitches.
  • Want your money to stay local, supporting neighbors, schools, and nonprofits.
  • Appreciate familiar faces and lasting relationships — our team averages more than 10 years with NESC.
  • Like the idea of belonging, not just banking — every member is an owner with a voice.
At NESC, you’re not just joining a credit union — you’re becoming part of something better.
 
Rooted in the Community
As your local credit union, we’re proud to give back to the neighborhoods we serve — supporting schools, nonprofits, and grassroots organizations across Methuen, Lawrence, Haverhill, North Andover, and Southern New Hampshire.
Because when our community thrives, we all do.
 
Join Something Better
If you’re looking for a financial partner that treats you like a neighbor — not a number — it’s time to experience the credit union difference.
 
As NESC Credit Union celebrates 67 years of service, it’s pleased to announce its approval to convert to a Community Charter, expanding membership to more individuals and families in the region. This milestone allows NESC to provide the financial solutions and support that members rely on, when they need it most.