Save Now. Enjoy the Holidays Later.
A holiday tradition our members hold dear. Save throughout the year, earn a great rate,
and have something extra waiting when the holidays arrive.
Earn 5.12% APY*
on balances up to $1,000
Make the Holidays a Little Easier
A little saved throughout the year can make the holidays merry and bright.
- 5.12% APY* on balances up to $1,000
- No opening deposit required
-
Save throughout the year at your own pace
- Rely less on high-interest credit cards
- Funds automatically transfer to your savings account on November 1 each year
Look Forward to the Holidays
Our members matter to us, and we want you to enjoy the holidays with a little less worry and a little more freedom to spend on what matters to you.
Start your Christmas Club now and save throughout the year for gifts, travel, entertaining, family traditions — or even a little something for yourself..
Christmas Club Disclosure – *Annual Percentage Yield (APY). A dividend rate of 5.00% will be paid on the balance in your account up to the first $1,000.00. A dividend rate of 0.10% will be paid on the portion of your balance that exceeds $1,000.00. For example, a balance between $1,000–$2,000 would earn between 5.12%–2.55% APY. Rates and APYs may change after the account is opened. See our Rates page for current rates, APYs and effective date.
Friendly Tip! Saving for something besides Christmas? You can open a Club Account for other savings goals, too — from vacations and celebrations, that special purchase you’ve been planning, or simply something you’d like to have a little extra set aside for.
Christmas Club Savings FAQs
How does a Christmas Club Savings Account work?
Save throughout the year at your own pace. Your Christmas Club funds are automatically transferred to your NESC savings account on November 1, so they’re ready for the holiday season.
Save throughout the year at your own pace. Your Christmas Club funds are automatically transferred to your NESC savings account on November 1, so they’re ready for the holiday season.
How much does it cost to open a Christmas Club Savings Account?
There is no opening deposit required, making it easy to get started.
There is no opening deposit required, making it easy to get started.
What rate does the Christmas Club Savings Account earn?
Earn 5.12% APY* on balances up to $1,000. See the rate disclosure below for complete details.
Earn 5.12% APY* on balances up to $1,000. See the rate disclosure below for complete details.
When do I receive my Christmas Club savings?
Your funds are automatically transferred to your NESC savings account on November 1, just in time for holiday spending.
Your funds are automatically transferred to your NESC savings account on November 1, just in time for holiday spending.
Can I make saving automatic?
Absolutely! Set up automatic transfers to your Christmas Club and let your savings grow throughout the year. Choose an amount that works for you, and you’ll be putting money aside for the holidays without having to think about it.
Absolutely! Set up automatic transfers to your Christmas Club and let your savings grow throughout the year. Choose an amount that works for you, and you’ll be putting money aside for the holidays without having to think about it.
Can I use a Club Account to save for something other than Christmas?
Yes! Club Accounts can be used for other savings goals, too — from vacations and celebrations to special purchases or simply having a little something extra set aside for later.
Yes! Club Accounts can be used for other savings goals, too — from vacations and celebrations to special purchases or simply having a little something extra set aside for later.
Enjoy life's little moments!
Our Savings Accounts provide peace of mind, allowing you to embrace every adventure.