Free Checking, Made Simple
No monthly fees. Stress-free banking.
Open your NESC Checking account online in minutes!
Your community. Your credit union. Checking you can trust.
Why Members Love Our Checking
Simple, stress-free checking designed for real life — with local support when you need it.
- No monthly fees. No minimum balance
- Free debit card with fraud protection
- 24/7 digital banking and mobile deposit
- Nationwide surcharge fee ATM access
- Account alerts & security tools
- Optional overdraft protection
Compare Our Checking Account Products
Find the checking account that works best for you.
Easy Checking Account
Stress free checking with no monthly fees
- No monthly fees
- No minimum balance
- Debit Card Controls
- Mobile Banking
- Zelle® money transfer
- ...and more
It’s the perfect account for managing your money.
Easy Checking Features & Benefits
Classic Checking Account
Earn dividends while enjoying free checking
- Maintain $200, earn dividends & enjoy no fees!
- Debit Card Controls
- Mobile Banking
- Zelle® money transfer
- ...and more
The smart choice for members who want extra value.
Classic Checking Features and Benefits
Overdraft Protection
Enjoy worry-free banking with overdraft protection
- Transfer from your savings account or an overdraft line of credit.
- Keep your life and transactions moving when the unexpected happens.
Because life happens — and we’ve got your back.
Overdraft Protection
Benefits
Put your money to work and watch it grow
Our Certificate Accounts offer a fixed-rate return over a specified term, giving you a guaranteed way to build your financial future