Lawrence mill along the Merrimack River

Discover NESC

More Than a Credit Union

Welcome to NESC. There's a lot to love about being a member.
 
✔ Local, friendly service
✔ Keep more of your money
✔ Products designed for real life
✔ Competitive rates and lower fees
✔ Easy account opening and switching
 
Scroll to see our members' favorite products, exclusive perks, and how we support our local communities.

Member Favorites!

Check out the products and services members love most!
 
Free Checking – No monthly fees. No minimum balance.
Fixed-Rate Visa® as low as 9.90% APR*.
Home Equity Line - Fixed APR% of 5.99%* for 24 months.
Christmas Club Savings– Earn 5.112% APY**.
Refer a Friend – You both earn a $100
 
 ...and so much more!
 
For Visa® rates, fees and other terms, see our Credit Card Disclosure.
Please note: Documents and disclosures available on this page may contain links to third-party websites. NESC Credit Union is not responsible for the content, privacy, or security practices of those websites.

Member Perks

There's more to being a member than just banking.
 
Member Appreciation Events – Celebrating our members.
Giveaways & Raffles – Fun prizes and surprises.
Fun Celebrations – Celebrating our members all year long.
Financial Education – Tools, tips, and resources.
Free Swag - for new members and special events.
Seasonal Specials - Exclusive offers throughout the year.

Community First

Community isn't just where we work—it's who we serve.
 
  • 25k+ Donated to Local Charities each year
  • 60+ Area Community Nonprofits Supported
  • 325+ Volunteer Hours Given by Our Team Members
  • Scholarships and financial education
Diverse group of happy people

Ready to Experience the NESC Difference?

Whether you're opening your first account or looking for a better banking experience, we'd love to welcome you.
 
 
 






















*APR = Annual Percentage Rate | **APY = Annual Percentage Yield











Women with dog at sunset

Welcome to NESC

We welcome you to join us and experience the NESC difference for yourself.
 
Become a member online today or visits a branch location for the personal service that sets us apart.