Grow Your Savings with Confidence
With the trust and experience of your local credit union, our Certificate Accounts offer competitive rates and flexible terms, providing a secure way to grow your savings.
Discover the Features and Benefits of an NESC Certificate Account
Competitive Rates
Our Certificate Accounts offer competitive rates, so you can earn more on your savings. See our rate page for the latest offers and find the right fit for you!
Our Certificate Accounts offer competitive rates, so you can earn more on your savings. See our rate page for the latest offers and find the right fit for you!
Flexible Terms
We offer a variety of term lengths ranging from 6 to 60 months, allowing you to find the best option to meet your needs and boost your savings.
We offer a variety of term lengths ranging from 6 to 60 months, allowing you to find the best option to meet your needs and boost your savings.
Low Minimum Deposit
Start saving with a low minimum deposit of only $500, making it easy and accessible for you to reach your financial goals with confidence.
Start saving with a low minimum deposit of only $500, making it easy and accessible for you to reach your financial goals with confidence.
Simple Setup
Opening a Certificate Account is quick and convenient! Get started online, through mobile banking, or by visiting any NESC branch.
Automatic Renewal Option
Enjoy the ease of automatic renewal at maturity—whether you want to reinvest or withdraw, we make it simple to keep your savings on track.
Safety and Security
Sit back and relax while your savings grow—all funds are insured and secure!
Member Support
Have questions? Our friendly, knowledgeable team is here to help! We’re ready to answer your questions and guide you to the term that is best for you.
Sit back and relax while your savings grow—all funds are insured and secure!
Member Support
Have questions? Our friendly, knowledgeable team is here to help! We’re ready to answer your questions and guide you to the term that is best for you.
Understanding Certificate Terms
Certificate Accounts earn higher dividends because your money is committed for a set time. To keep rates strong and fair for all members, early withdrawals carry a small penalty—1 month of interest for terms under a year, or 3 months for terms 12 months or more. You’ll have 10 days after maturity to withdraw or close with no penalty.
We Are the Perfect Match for Your Savings Style!
The Dream Builder
If you're a dreamer who loves planning ahead, a Certificate Account sets your money on a solid path while you focus on your next big adventure!
If you're a dreamer who loves planning ahead, a Certificate Account sets your money on a solid path while you focus on your next big adventure!
The Savings Superhero
For those who see themselves as a savings superhero, this account is your secret weapon, helping you earn more without the risk of losing your cape (or your cash).
For those who see themselves as a savings superhero, this account is your secret weapon, helping you earn more without the risk of losing your cape (or your cash).
The Mission Possible Saver
If you're on a mission to save for something special—like that dream vacation or a new gadget—a Certificate Account can help you reach your target faster with great returns.
If you're on a mission to save for something special—like that dream vacation or a new gadget—a Certificate Account can help you reach your target faster with great returns.
The Play-It-Cool Planner
For the cautious investor who prefers a gentle ride over a roller coaster, Certificate Accounts offer a smooth and secure way to watch your savings grow.
For the cautious investor who prefers a gentle ride over a roller coaster, Certificate Accounts offer a smooth and secure way to watch your savings grow.
The Reward Seeker
If you love rewards but want to keep it simple, think of a Certificate Account as your ticket to better returns—no complicated strategies required!
If you love rewards but want to keep it simple, think of a Certificate Account as your ticket to better returns—no complicated strategies required!
Secure Your Future with Certificates!
Not yet a member? Join Online or visit one of our convenient branch locations to join NESC and find the perfect checking account for you.
Already a member? Open a new account anytime through Online Banking, our Mobile App, or by stopping by your nearest branch.
Refer your friends and family to NESC!
Refer a friend, family or coworker to join the NESC family and you could both receive $100.