Auto Loans, RV Loans, and Motorcycle Loans
Whether you're shopping for a new or used car, refinancing your current vehicle, or ready to hit the road on a motorcycle or RV, NESC Credit Union has you covered. We offer low-rate vehicle loans with flexible terms to fit your budget and your lifestyle.
From daily commutes to weekend adventures — we’ll help you finance the ride that gets you there.
New and Used Auto Loans
Our new and used auto loans feature competitive rates and flexible terms, making it easy to finance your ideal vehicle while keeping your budget in check.
Advantages of an NESC
Auto Loan
RV and Motorcycle Loans
Our RV and motorcycle loans offer flexible financing and low rates, making it easier for you to explore the open road and enjoy outdoor adventures, near and far.
Advantages of an NESC
Recreational Loan
Refinancing
Lower your monthly payments and save with our refinancing options for auto, RV, and motorcycle loans. We help you secure better rates, so you can keep more money in your pocket.
Advantages of Refinancing
With NESC
Use Our Auto Loan Calculator to Estimate Your Savings
Wondering how much you can afford — or how much you could save by refinancing? Try our easy-to-use auto loan calculator to compare payments, interest, and terms. It’s a fast, simple way to plan your budget and drive with confidence.
Auto Loan FAQs
Can I get pre-approved for an auto loan?
Yes! Getting pre-approved helps you understand your budget before you shop and gives you added confidence when negotiating with a dealer. You can apply online in just a few minutes.
What credit score do I need to qualify?
We work with a wide range of credit scores. Your interest rate and loan terms will depend on your credit history, income, and other factors — but we’re committed to helping you find the best option.
Can I refinance a car loan from another lender?
Absolutely. Refinancing your current auto loan with NESC Credit Union could help you lower your monthly payments or reduce your interest rate — potentially saving you money over the life of the loan.
Do I need to be a member to apply for a loan?
You don’t need to be a member to apply — but you will need to become one before your loan is finalized. Don’t worry, it’s quick and easy, and we’ll guide you through it.
Do you finance used cars or only new ones?
We offer loans for both new and used vehicles. You’ll get competitive rates and flexible terms either way.
Can I apply online?
Yes — and it's easy! You can apply online anytime or visit one of our branches if you’d like to speak with someone in person.
Enjoy life's little moments!
Our Savings Accounts provide peace of mind, allowing you to embrace every adventure.