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Become a Member

Welcome to Something Better!

Experience the comfort of local banking with people who know and support you.
 
At NESC Credit Union, we believe everyone deserves access to the benefits of membership. Whether you live, work, or attend school in our community—or you're connected through family or friends—you’re welcome here. Join today and start enjoying personalized financial services designed with you in mind.
 
Eligible Members
Membership is open to anyone who lives, works, worships, or attends school in communities throughout Essex and Middlesex counties in Massachusetts, and Rockingham and Hillsborough counties in New Hampshire.
 
 
Family Membership
Any family member of an existing NESC Credit Union member is also eligible to join and enjoy all the benefits we offer.

Joining NESC Credit Union means you are part of an organization dedicated to your financial well-being. Experience the personal service and support that sets us apart—start your journey with us today!
Member Only Rates: Save with lower loan rates and higher savings yields. 
 
Personal Service: Our team lives and works in the same community as you, so we understand what matters most to you.
 
Peace of Mind: all deposits are insured by NCUA up to $250,000 and by MSIC for amounts over $250,000.
 
Convenience: Bank when and where it’s best for you with easy online banking, a user-friendly mobile app, local branches, and access to a large surcharge-free ATM network 
 
Exclusive Perks: Enjoy rewards, product specials, member-only offers, and exciting giveaways just for being part of NESC. 
 
Community Support: You’re joining a cooperative that lends a helping hand, giving back to those who need it most in our community.
 
Refer Friends and each you will receive $100. Earn rewards by sharing the benefits of NESC Credit Union. Whether you refer a friend, neighbor, or family member, it pays to spread the word. 








Ready to Become a Member?

For 67 years, NESC Credit Union has proudly served families throughout the Merrimack Valley and Southern NH. 
 
Becoming a member is EASY! Apply online, stop by one of our branch locations, or speak with a team member to start your journey and experience the NESC difference. Just have a valid photo ID, your Social Security number, and a debit card ready to fund your new account—it’s quick and easy!
 
Women with dog at sunset

Enjoy life's little moments!

Our Savings Accounts provide peace of mind, allowing you to embrace every adventure.