Welcome to Something Better!
At NESC Credit Union, joining is fast, easy, and rewarding.
If you live or work in Massachusetts or Southern New Hampshire, membership comes with many perks like:
- Better rates that save you money
- Fewer fees so your savings go further
- Personal service from people who know you
- Not a big bank — something better
- Free, modern digital banking services - anytime, anywhere
Who Can Join NESC Credit Union
You’re eligible to join if you:
- Live, work, worship, or attend school in:
- Essex or Middlesex Counties in Massachusetts
- Rockingham or Hillsborough Counties in New Hampshire Check out the full list of cities and towns here!
- Are an immediate family member of a current member
Becoming a member is easy— just apply online and start enjoying the benefits today.
Frequently Asked Questions About Membership
How do I join NESC Credit Union?
You can join online or visit one of our local branches. It only takes a few minutes to get started.
What do I need to join NESC?
Just have a valid photo ID and your Social Security number. If you are opening your account online, you will need a debit card ready to fund your new account.
Who is eligible to join?
You can join if you live, work, worship, or attend school in Essex or Middlesex County in Massachusetts or Rockingham or Hillsborough County in New Hampshire—or if you're an immediate family member of a current member.What are the benefits of membership?
Members enjoy lower loan rates, higher savings yields, personal service, full deposit insurance, digital convenience, and exclusive member perks.
Is my money safe?
Yes—your deposits are insured by the NCUA up to $250,000 and by MSIC for amounts over $250,000.
Do you serve the local community?
We do! NESC is proud to support schools, nonprofits, and grassroots initiatives across Methuen, Lawrence, the Merrimack Valley, and Southern New Hampshire.
Ready to Become a Member?
Joining is easy! Apply online, visit one of our local branch locations, or speak with a friendly team member to start your membership and experience the NESC difference.
Proudly Serving Our Communities
NESC Credit Union is rooted in the Merrimack Valley and serves members throughout Methuen, Lawrence, and neighboring towns across Massachusetts and Southern New Hampshire. Whether you're near one of our branch locations or joining from home, we make membership simple and convenient.
Enjoy life's little moments!
Our Savings Accounts provide peace of mind, allowing you to embrace every adventure.