Join NESC Federal Credit Union
Better Rates. Lower Fees. Personal Service you'll actually feel.
When you join NESC, you're not just opening an account - you're gaining a financial partner who knows your names, looks out for your goals, and keeps more money in your pocket!
Join online in under 3 minutes. It's safe, simple, and secure! Start the application now and finish later if you need to.
Why People Choose NESC
As a member of NESC Credit Union, you will experience:
- Lower Rates & Higher Savings Yields - because we are not for profit, we give earnings back to you, our members.
- Fewer Fees & More Flexibility - No unnecessary fees and a team that works with you instead of against you.
- Local People Who Care - Real Humans who know your community - no call center runaround, no branch appointments needed.
- Fully Insured Deposits - Your money is protected and secure.
- Switching is Easy - our Free Switch Kit takes the stress out of moving from your old bank or credit union. Download the Switch Kit Here.
Curious why so many people are joining NESC? Read our latest article on what makes NESC Credit Union the right choice →
Frequently Asked Questions About Membership
How do I join NESC Credit Union?
Joining is simple! You can open your account online in just a few minutes or visit one of our local branches — our team is always happy to help you get started.
What do I need to get started?
Joining is easy! You only need a valid photo ID and your Social Security number.
Who is eligible to join?
You can join if you live, work, worship, or attend school in Essex or Middlesex County in Massachusetts or Rockingham or Hillsborough County in New Hampshire—or if you're an immediate family member of a current member.Can I open an account online?
Yes! You can open your account from anywhere on any device! Its fast and easy. Get started in under 5 minutes, and if you need to, you can pause and finish later.
Is my money safe?
Absolutely - 100%. Your deposits are insured by the NCUA up to $250,000 and by the MSIC for any amount over that — providing full deposit protection and peace of mind.
What if I move out of the area?
Once a member, always a member! You can keep your NESC accounts no matter where you live, with 24/7 access through online and mobile banking
Ready to Become a Member?
Joining is easy! Open your account online, visit one of our local branch locations, or speak with a friendly team member to start your membership and experience the NESC difference.
Proudly Serving Our Communities
NESC Credit Union is rooted in the Merrimack Valley and serves members throughout Methuen, Lawrence, and neighboring towns across Massachusetts and Southern New Hampshire. Whether you're near one of our branch locations or joining from home, we make membership simple and convenient.
Enjoy life's little moments!
Our Savings Accounts provide peace of mind, allowing you to embrace every adventure.